Monthly Archives: June 2016

Trainee Check, Because A New Life Begins

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Trainee more independence and responsibility now are taxes and social security contributions, and not only that. In addition, the rent for the first own apartment or the WG must be paid when you no longer can stay with the parents or wants to. Another car is added, maintenance costs here. Also to fall out as graduates from the previously comfortable family insurance. Now, the trainee is itself responsible for the necessary insured.

Not only the separation of the usual living environment, the family and friends is imminent. As well we must intensively deal with the subject of money: what monthly net income and which regular monthly payments are up-to-date? NET means that not the whole monthly gross earnings on the account will be transferred. The State automatically deducts social security contributions. These are contributions to unemployment, pensions, health and long-term care insurance. From a total of about 900, usually even pay tax will be charged. How much net of the salary or wage after deduction all duties and taxes actually remains, can be calculated with a salary calculator on the Internet.

It is so beneficial, if the future trainee in advance of training created a serious financial plan. It does no harm if the parents or people who know this, help and support. No one should underestimate own dealing with the topic of finances. Otherwise, the successful completion of the work is only a marginal phenomenon that first large debt stock keeps the enthusiasm for this in borders. More information, tips and hints to the trainee-check: info/apprenticeship/trainee check is an education service for parents, pupils, students, trainees and adult bildungsdoc. Find all here is simple and quick to provide objective information to educational topics, education, training providers and educational institutions. Matching funding, including funding programs will be presented to all training. Grants can include (Gift) or low-interest loans be. There is educational information, education and counselling for: abroad, school, study, vocational training, job search and training. Contact: bildungsdoc AP: Horst beef Theodor Friedrich WEG 4 01279 Dresden E-Mail: Internet:

Ceremony Of NorGA Award 2012

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Two works to convince the jury of Wiesbaden this year, April 2012 for the third time was awarded this year the NorGA (Norgine gastro Award), an award for outstanding gastroenterological work. Two winners prevailed, Priv.-Doz.. Dr. Oliver Pech, Director of endoscopy and senior physician of the HSK Wiesbaden and Priv.-Doz.. Dr. Jutta Keller, senior physician at the Jewish Hospital of Hamburg.

In his work, Dr. Oliver Pech compares the endoscopic and surgical resection of mucosal beret carcinoma in two high volume “-centers.” Dr. Jutta Keller examined the detection of moderate exocrine pancreatic insufficiency by a modified 13 C breath test with mixed triglycerides. Both will receive a prize money of 5,000 euros by Norgine. Once again scientific work could convince consisting of the jury, from Prof. Dr. Thomas Berg, Prof.

Dr. Christian Ell, Prof. Dr. Wolfgang Fischbach, Prof. Dr. Michael Gebel, Prof. Dr. Volker Gross and Prof. Dr. Peter Layer with respect to their medical progress. Award winners Dr. Oliver Pech compares in its Study two methods for the treatment of mukosalem Carcinoma of beret (BC), the current surgical standard of care and the endoscopic resection (ER), which also has been established as a method. Of the 76 subjects with BC, based on 38 patients were treated endoscopically and surgically. Complete remission has been achieved both in the ER and in the surgery group in all patients. The endoscopic therapy this recorded a higher relapse rate, the surgical method, however, showed a higher morbidity and mortality. The obtained results show that both methods provide a safe method to treat patients with BC. Dr. Jutta Keller impressed with her work on the detection of a moderate exocrine pancreatic insufficiency by means of a modified 13 C breath test with mixed triglycerides (13-C-TG-AT). Purpose of their study was to define a clinical test, with a moderately severe pancreatic insufficiency can be detected reliably. Nine were patients with pancreatic diseases, as well as a healthy control group (n = 10) subjected to three scientific tests. The tests showed a very high sensitivity of the 13-C-TG-AT, which thus proves very reliable for the diagnosis of exocrine pancreatic insufficiency. “Richard Samson, marketing manager of Norgine GmbH, on a very successful year looks back: for two years, we now give the NorGA Award and the various works show so much potential and commitment that we have drawn two winners this year.” Both winners also receive the opportunity to present their excellent work in the gastro update special 2013 in addition to the prize money. I thank all those who have supported me during the investigations and allows this to me”, so Dr. Jutta Keller. “In addition, adds Dr. Oliver Pech: I am pleased about the award and hope to have achieved a medical progress with my work.” Press contact: antwerpes ag Nicole Tappee Valentina str. 66, 50823 Koln phone: 0221 92053-0 fax: 0221 92053-133 E-Mail:

Alexander Meyer

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Without revenue improvement in the next year no repayments will be provided. “Karin Schulte” MS and MS “Otto Schulte”: The concept of restructuring by early 2010 has failed. The optimistic revenue indicated were far missed. The pool of revenue is not sufficient to cover costs and interest payments, a repayment of the loan is not possible. The further restructuring assumes USD/day to 9,000 USD per day in 2013, as well as 12,000 USD/day in 2014 by a rise in Charter rates currently 6,500. Concrete statements about the probability of the emergence of these forecasts are not called. For the investors of the HCI Renditefonds V, this means that your investment without a significant increase in Charter revenue will fail over the next 12 months most likely. Therefore arises the question of whether there are alternatives that they can recover their money.

Damages as a realistic option the developments of the Fund since 2009 have shown that it is a ship holding a highly speculative and risky investment, the quite the total loss of the Capital employed result can have. About this fact, nor of the individual risks of HCI ship fund investors V, with whom we have spoken so far were informed by their investment advisers. Also the investors not declared, that 26.6% of the capital invested by them and for more than 1/4 for not investment purposes, in particular fees for various services was used. The sales costs alone accounted for 22.6% of the investors capital including premium. 15% the BGH is an altitude of selling expenses affecting the profitability of a fund investment, which therefore separately to enlighten. We see therefore good opportunities for investors, because of the economic failure of the Fund’s contribution to HCI Renditefonds of V damage to their investment advisers to put through them. We are for an assessment of your individual opportunities and enforcing your claim for damages available. Nittel Banking and capital market law firm your Contact person Mathias Nittel, lawyer specializing in banking and capital market law, Alexander Meyer, lawyer Heidelberg: Hans-Bockler-Strasse 2 A, 69115 Heidelberg phone: 06221 915770 Fax: 06221 9157729 Munich: residential street 25, 80333 Munich Tel.: 089 25549850 Fax: 089 25549855