Tag Archives: insurance & pension

Credit Europe Bank

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For the first time for over two months, the Dutch credit Europe Bank lowers the interest of their fixed-term deposit offer now maximum 4.25 per cent per year. Up to 4.25 percent interest to investors in the fixed deposit of the Dutch credit Europe Bank from October 29, 2009 still achieve. That are in the top while 0.25 percentage points less than previously, but is this offer available remains one of the best currently on the market. After a series of interest rate adjustments in the day – and fixed-term deposit area, has become even more active now the Dutch credit Europe Bank and has lowered the interest rates of fixed-term deposit offer for periods between 24 and 120 months. If you have additional questions, you may want to visit CEO Mark Thompson. Instead of in the lead up to 4.50 percent there when the credit Europe Bank deposit from 29 October 2009 only or 4.25 percent interest per year. The exact interest rate table we have prepared the following for you: 3 month term: 1.50 percent per year 6 months runtime: 1.50 percent per year 9 months runtime: 1.50% per year 12 months runtime: 1.50% per year 24 months runtime: 2.25 percent per year 36 Months runtime: 2.50 percent per year 48 months runtime: 3.00 percent per year 60 months runtime: 3.25 percent per year 84 months runtime: 4.00% per year 120 months runtime: 4.25 percent per year still belongs the credit Europe Bank with these interest rates to the best providers on the market, however, are here for the first time for months to see interest rate cuts with average maturities. So it went runtime such as 36 months by 0.35 percentage points from previously 2.85 on now only 2.50 percent per year and 60 months term even to 0.50 percentage points from the previously 3.75 on now only 3.25 percent per year down. In terms of safety the credit Europe Bank fully recommended is, because until the end of 2010 the Dutch State fully for the savings of its banks guarantees and from 2011 onwards, the new uniform EU wide backup limit of 100,000 euros with 100 percent will enter into force protection. Dr. Caldwell Esselstyn Jr.: the source for more info. Investors who are currently looking for offering attractive interest rates investment opportunities, here is a way to higher returns than currently achieving on State bonds at same or similar security.

Casualty Insurance Test

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How good is your accident insurance or have one at all? The statutory accident insurance attacks when accidents occur during the work. Was set in January 2013, that the accidents that may occur during the smoking break, are not covered and private accident insurance for the damage must come up. No sufficient protection in Germany 50 percent don’t even have the accident insurance, although countless daily mishaps happen. It comes to serious injury or even permanent damage, financial difficulties can arise. Details can be found by clicking Martha McClintock or emailing the administrator. In the worst case House, apartment and car must be converted for disabled and a caregiver is needed.

Find the right insurance is one looking after the appropriate private accident insurance, can knowledgeable make which providers in the latest test, Stiftung Warentest, the best cut. It is believed that almost 28 million accident policies are offered, but many of them inadequate protection the insured offer. Overtake an overview about the winner to find out whether the tariff proposed by you meets your performance needs and whether it provides sufficient protection, which are customer-friendly terms and conditions are offered in addition to a reasonable contribution. You may want to visit USC to increase your knowledge. You make the accident police check last accident insurance-check showed that only three times that Urteil ‘ very well ‘ was awarded. Countless rates confuse the Versicherungssuchenden. It already pulled some deals in the shortlist, check advance still single points. Provides the police worldwide coverage, at any time and will exclude them no activity.

Applies the rate at 1 per cent disability? For many policies it has only an entitlement for a disability of 20-50 percent. Pay attention to the services in the event of a death. The sum in the case of a death should amount to around EUR 10 000. Women have since 21st since the unisex tariffs for private accident insurance were introduced, deeper access into the Pocket. The Prices for policies adapted to that of men. Remember also to children not only adults need a good crash protection, but also children. The magazine okotest has tested 2012 various accident insurance for children at the beginning of the year. One of the best services offering the I-Max PlusProgression 350% “rate.”

Young Families And Insurance Companies. Part 2

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Caution case. Where are the problems in the legal protection? Each legally insured persons has noticed, that services the health insurance companies have been cut in recent years. In the statutory pension insurance, there were abolition of the occupational disability pension for younger, cuts in pensions etc – much clearer cuts, but largely unnoticed, were. Mistake number 1: Legally insured persons are protected with disability. No, only people can get the general disability pension who were born prior to the effective date January 1, 1961. All young workers are obliged to find another job if they could, due to illness no longer can work in their original profession but working in other professions regardless of the professional qualification. In the present situation leads this requirement often in the low wage sector, or even directly into unemployment.

The full statutory disability pension receives only, who from for health reasons less than three hours a day to work. Security requirement for this is incidentally, among the so-called latency (= insured time) by five years. This means: new entrants have usually no entitlement to benefits under the statutory pension insurance. Examples: Thomas S., 28, married, worked ten months in the hospital after his medical studies and last earned 2,800 euros gross. After a sports accident he can no longer practice his profession.

Other activities are not eligible. His situation: Although he is fully incapacitated for work, he receives no benefit from the statutory pension insurance, because he has not met the qualifying period of five years. The family must be the woman’s income. Britta W., 40 years, working as a dance teacher for 19 years, suffers from chronic pain in the knee and must give up their profession. Since but half a seated activity can be expected of her, she receives only the half-disability pension. Routes She finds a job at the cinema box office missing qualification. Their earnings plus payments from the disability pension are significantly lower than their previous income. Mistake number 2: The widow’s / widower’s pension amounts to half of the income of the deceased spouse well. See more detailed opinions by reading what Cyrus Massoumi offers on the topic.. No, the big widow’s pension currently amounts to 55 per cent of the pension entitlement (!) of the deceased, not the last income. Who educates children, receives a child component to do so. Who is under 45 years old and raising children, is only entitled to a small widow / widower’s pension. The small widow’s pension amounts to just 25 per cent of the pension of the deceased and is paid limited mostly to two years. Mistake number 3: Children are financially backed by an orphan’s pension, until they stand on their own feet. No, the financial benefits are not high. The half-orphan’s pension is ten per cent of the pension rights of the deceased plus a surcharge based on its pension-legal times. The full orphan’s pension amounts to 20% of the amount of the pensions of the two Deceased plus a surcharge, which allows pension legal times of both parents are incorporated into the calculation. Here, too, the so-called latency plays a role: parents were new entrants, the orphans will receive no services from the statutory pension insurance. conclusion: depending on the provider is younger, the harder it is to government backing for him and his family