Trainee more independence and responsibility now are taxes and social security contributions, and not only that. In addition, the rent for the first own apartment or the WG must be paid when you no longer can stay with the parents or wants to. Another car is added, maintenance costs here. Also to fall out as graduates from the previously comfortable family insurance. Now, the trainee is itself responsible for the necessary insured.

Not only the separation of the usual living environment, the family and friends is imminent. As well we must intensively deal with the subject of money: what monthly net income and which regular monthly payments are up-to-date? NET means that not the whole monthly gross earnings on the account will be transferred. The State automatically deducts social security contributions. These are contributions to unemployment, pensions, health and long-term care insurance. From a total of about 900, usually even pay tax will be charged. How much net of the salary or wage after deduction all duties and taxes actually remains, can be calculated with a salary calculator on the Internet.

It is so beneficial, if the future trainee in advance of training created a serious financial plan. It does no harm if the parents or people who know this, help and support. No one should underestimate own dealing with the topic of finances. Otherwise, the successful completion of the work is only a marginal phenomenon that first large debt stock keeps the enthusiasm for this in borders. More information, tips and hints to the trainee-check: info/apprenticeship/trainee check is an education service for parents, pupils, students, trainees and adult bildungsdoc. Find all here is simple and quick to provide objective information to educational topics, education, training providers and educational institutions. Matching funding, including funding programs will be presented to all training. Grants can include (Gift) or low-interest loans be. There is educational information, education and counselling for: abroad, school, study, vocational training, job search and training. Contact: bildungsdoc AP: Horst beef Theodor Friedrich WEG 4 01279 Dresden E-Mail: Internet: